eCommerce Funding
Your business moves quickly.
Access to free-flowing cash allows you to scale faster.
When you grow quicker, your bottom line and profitability increases.
Get up to $1,000,000 in as little as 48 hrs.
Doesn’t impact your credit score
Fast and easy approvals
What You Can Do With eCommerce Funding
The world of eCommerce is booming.
But as online retail significantly increases, so does the number of competitors.
It’s never been more important to grow your store with new customers and new products to increase revenue streams.
Without working capital though, it’s difficult to achieve.
With SellersFunding, you can get up to $1,000,000 in as little as 48 hrs. to significantly boost the growth of your eCommerce business.
With working capital, you can:
Launch new products without having to sacrifice other inventory.
Scale your advertising to reach new customers through various online channels.
Expand globally to new markets and countries.
Stock up for increased season sales.
How It Works
1. Sign up and apply
It's easy to get started
Sign up for free on the SellersFunding App and start your pre-qualification application.
It takes less than 3 minutes to apply and is 100% online.
2. Connect your store
100% safe and secure
Once you begin the application process, you’ll then be asked to connect your eCommerce store (or multiple stores) to our system.
3. Pre-qualify for a designated amount
Approval in under 48 hrs.
Our machine learning, financial modeling system Visinger will analyze your store’s sales and determine your pre-approval funding amount.
If approved, an agreement will be sent in the following 24-48 hrs.
4. Receive your funds
Use what you need
Once you have signed your agreement, we’ll send your funds in under 48 business hours. Plus, withdraw funds only when you need it, up to your approved amount.
That’s it. You’re ready to grow!
How is eCommerce funding different from a traditional loan or an investor?
As an eCommerce seller or brand, you need to move quickly.
The faster you double or triple your sales, the greater need for working capital to reinvest back into things that matter: inventory, advertising, and new products.
Unfortunately, traditional lenders or investors just don’t understand eCommerce businesses.
Traditional lenders do not understand the nature of eCommerce, so they ask for unnecessary amounts of paperwork and take very long for approval processes.
Investors can be complicated. Every minute you spend chasing investors is time you could spend chasing customers. They usually set unrealistic goals and expect a return, so you’re serving two audiences at once: investors and customers.
With eCommerce funding, you have the ability to boost free cash flow quickly, so you can focus on the things that matter to your eCommerce success: improving the bottom line.
| Details | SellersFunding | Lender | Investor |
|---|---|---|---|
|
Details
Time to receive funds
|
SellersFunding
As little as 48 hrs.
|
Lender
3-6 Months
|
Investor
?
|
|
Details
Rates
|
SellersFunding
Interest Only Payments up to 90 days APR: As low as 12.5%
|
Lender
Interest: Paid on each payment
APR: Varies based on multiple factors
|
Investor
No fees, but unrealistic returns
|
|
Details
Terms of Advance
|
SellersFunding
6-18 Months
|
Lender
1-10 Years
|
Investor
Life of company
|
|
Details
Amount Requested
|
SellersFunding
Up to $1,000,000
|
Lender
Depends on multiple variables
|
Investor
Investor's final choice
|
|
Details
Impact Credit Score?
|
SellersFunding
No
|
Lender
Yes
|
Investor
No
|
|
Details
Pre-payment penalty?
|
SellersFunding
No
|
Lender
Yes
|
Investor
Unlikely
|
Frequently Asked Questions
What are the requirements to qualify for eCommerce Funding?
You must have at least 6 months of sales history on your eCommerce marketplace or store and your sales should be at least $30,000 in that period (or an average of $5,000/ month).
Your company also needs to be in good standing.
What does the application process entail?
Once you register on the SellersFunding platform, you will complete our 5-minute online application form for eCommerce Funding.
Once completed, our system will analyze your application and notify you via email.
If approved, funds are deposited in your bank account in 1-2 business days.
Am I committing to anything when applying?
No, your application will result in a proposal if approved.
Only if you accept the proposal and sign the agreement will you have a commitment.
Until there you have no commitments.
I already have funding with Amazon (Amazon Lending Program), can I still receive funding with SellersFunding?
Yes, our proposal depends on the performance of your store and having funding from Amazon does not automatically disqualify you from getting funding with us.
Will you check my credit report?
We check the credit report of the owner or shareholders of the company, but we do it as a soft inquiry which doesn’t impact your credit score.
There is no minimum score required as our analysis is a combination of the owner’s score and the company’s performance.
What are Funding rates?
Our Credit Limit rates vary from 12.5% to 35% APR.
Our Revenue Advance rates start at 3%.
The final cost will depend on the company performance, owner’s personal information and the results of our analytical models.
You can view all of our frequently asked questions here.
Hear From Our Customers
Relieve the pressure of generating additional cash flow
Your eCommerce business will only grow if you have free flowing cash to invest in the things that matter: Inventory, new products, and reaching new customers.
In less than 5 minutes with SellersFunding, you can pre-qualify for up to $1,000,000 and to start growing faster.
