| Creating, keeping a balance and maintaining a currency account | Free |
Receiving Funds
| Receiving from marketplaces and platforms (USD/CAD/GBP/EUR) | Free |
| Receiving from other business (USD/CAD/GBP/EUR) | Free |
Adding Funds (Topping Up)
From a local bank account and in the local currency of receiving account:
| - have the local receiving account opened - the origin bank account needs to have a proven ownership of the registered entity/individual | Free |
From a foreign bank account from the receiving account:
| - the origin bank account needs to have a proven ownership of the registered entity/individual | Free |
Withdrawls
To a local beneficiary bank account in the registered country:
| - the beneficiary bank account needs to have a proven ownership of the registered entity/individual - Local payment rail, to expedite SWIFT/wire fees apply instead | Free withdraw to your local bank, or with a wire fee in table 1 for expedited service |
| - the beneficiary bank account needs to have a proven ownership of the registered entity/individual - Local payment rail, to expedite SWIFT/wire fees apply instead | Free withdraw to your local bank, or with a wire fee in table 1 for expedited service |
To a foreign bank account from the registered country:
| - the foreign bank account needs to have a proven ownership of the registered entity/individual | See table 1 below |
Payments
To a local bank account in the registered country:
| - the beneficiary bank account needs to have a proven ownership of the registered entity/individual - Local payment rail, to expedite SWIFT fees apply instead | 1.50 USD or $1.50 USD equivalent per transaction, or SWIFT fee in table 1 for expedited service |
| To a foreign bank account from the registered country | See table below |
| To another SF currency account | Free |
| Conversion fee between currencies* | 1% |
* Additional charges may apply during weekends, as markets are closed.
Table 1: Payment Service Fees
| Transaction | Fee |
|---|---|
| Local Payments (USD, GBP, EUR, NOK, DKK, SEK, PLN, AUD) | $1.50 |
| Local Payments (SGD, MXN, HUF, CZK, CAD, INR, IDR, MYR, RON, HKD, HRK, PHP) | $5.00 |
| SWIFT/Wire Payment Fee – EEA countries | $15.00 |
| SWIFT/Wire Payment Fee –Tier 1 Countries | $15.00 |
| SWIFT/Wire Payment Fee –Tier 2 Countries | $20.00 |
| SWIFT/Wire Payment Fee –Tier 3 countries & China | $30.00 |
| SWIFT/Wire Payment Fee –Tier 4 countries | $45.00 |
European Economic Area (EEA) countries (PSD2 countries)
Payment Services Directive 2 Countries
| Austria | Finland¹ | Latvia | Portugal² |
| Belgium | France³ | Liechtenstein | Romania |
| Bulgaria | Germany | Lithuania | Slovakia |
| Cyprus | Greece | Luxembourg | Slovenia |
| Croatia | Hungary | Malta | Spain⁴ |
| Czech Republic | Iceland | Netherlands⁵ | Sweden |
| Denmark⁶ | Ireland | Norway | United Kingdom⁷ |
| Estonia | Italy | Poland |
1. Including the Aland Islands.
2. Including Azores and Madeira.
3. Including Martinique, Guadeloupe, French Guiana, and Réunion, but excluding St Pierre et Miquelon, Mayotte, New Caledonia and Dependencies, French Polynesia, French Southern and Antarctic Territories, and the Wallis and Futuna Islands.
4. Including the Canary Islands, Ceuta and Melilla.
5. Excluding Aruba and the Netherlands Antilles.
6. Excluding the Faroe Islands.
7. Including Gibraltar but excluding the Isle of Man, Guernsey, Jersey, Anguilla, Cayman Islands, Falkland Islands, South Georgia and the South Sandwich Islands, Montserrat, Pitcairn, Saint Helena and Dependencies, British Antarctic Territory, British Indian Ocean Territory, Turks and Caicos Islands, and the British Virgin Islands
Tier 1: Country – SWIFT
| Canada-CA | Isle of Man-IM |
| Jersey-JE | Kuwait-KW |
| Switzerland-CH | United States-US |
Tier 2: Country – SWIFT
| Austrailia-AU | Brasil-BR | Guernsey-GG |
| India-IN | Mauritius-MU | Mexico-MX |
| New Zealand-NZ | Philippines-PH | Qatar-QA |
| Russian Federation-RU |
Tier 3: Country – SWIFT
| Anguila-AI | Gabon-GA | Andorra-AS |
| Angola-AO | Georgia-GE | Nicaragua-NI |
| Reunion-RE | Ghana-GH | Niger-NE |
| Armenia-AM | Greenland-GL | Nigeria-NG |
| Azerbaijan-AZ | Grenada-GD | Gambia-GM |
| Bahamas-BS | Guyana-GY | Peru-PE |
| Bahrain-BH | Haiti-HT | Puerto Rico-PR |
| Belarus-BY | Indonesia-ID | Bangladesh-BD |
| Bhutan-BT | Japan-JT | Rawanda-RW |
| Bolivia-BO | Jordan-JO | Saint Kits and Nevis-KN |
| Bonaire, Saint Eustatius and Saba-BQ | Kazakhkstan-KZ | Serbia-RS |
| Bosnia and Herzegovina-BA | Kiribati-KJ | Sierra Leone-SL |
| Botswana-BW | Kyrgyzstan-KG | Singapore-SG |
| Jamaica-JM | Lao People's Democratic Republic-LA | Sint Maarten-SX |
| Burkina Faso-BF | Lebanon-LB | South Africa-ZA |
| Burundi-BI | Lesotho-LS | Suriname-SR |
| Cabo Verde-CV | Macedonia, The Former Yugoslav Republic of-MK | Saudia Arabia-SA |
| Cambodia-KH | Malawai-MW | Tanzania, United Republic of-TZ |
| Chad-TD | Maldives-MD | Timor Leste-TL |
| Chile-CL | Mali-ML | Turkmenistan-TM |
| Cook Islands-CK | Senegal-SN | Cameroon-CM |
| Columbia-CO | Moldova, Republic of-MD | Turks and Caicos Islands-TC |
| Congo-CG | Mongolia-MN | Uganda-UG |
| Fiji-FJ | Montenegro-MN | Ukraine-UA |
| Seychelles-SC | Montserrat-MS | Uruguay-UY |
| El Salvador-SV | Mozambique-MZ | Uzbekistan-UZ |
| Equatorial Guinea-GQ | Namibia-NA | Vatican City-VA |
| Ethiopia-ET | Nepal-NP | Venezuela, Bolivarian Republic of-VE |
| French Polynesia-PF | New Caledonia-NC | Vietnam-VN |
| Solomon Islands-SB | Gibraltar-GE | Sri Lanka-LK |
| Guadelope-GP | Madagscar-MG | Guatemala-GT |
| United Arab Emirates-AE | Monaco-MC | Pakistan-PK |
| Zambia-ZM | Albania-AL | Curacao-CW |
| Papa New Guinea-PG | Antigua and Barbuda-AG | Dominica-DM |
| Aruba-AW | Dominican Republic-DO | Egypt-EG |
| Saint Lucia-LC | Barbados-BB | Honduras-HN |
| Saint Vincent and the Grenadines-VC | Belize-BZ | Hong Kong-HK |
| Benin-BJ | Israel-IL | Thailan-TH |
| Bermuda-BM | Macao-MO | Togo-TG |
| Brunei Darussalam-BN | Malaysia-MY | Trinidad and Tobago-TT |
| Morocco-MA | Tunisia-TN | Oman-OM |
| Vanuatu-VU | Cayman Islands-KY | Panama-PA |
| Virgin Islands, British-VG | Costa Rica-CR |
Tier 4: Country – SWIFT
| Argentina-AR | Dijibouti-DJ | Ecuador-EC |
| Ethiopia-ET | Guinea-GN | Indonesia-ID |
| Jordan-JO | Kenya-KE | Korea, Republic of (South Korea)-KR |
| Malawai-MW | Paraguay-PY | Swaziland-SZ |
| Taiwan, Province of China-TW | Turkey-TR | Venezuela, Bolivarian Republic of-VE |
| Yemen-YE | Zimbabwe-ZW |
