Payment Timelines

Our payment schedules tell you everything you need to know to make your payment on time.

Please note that the times given below do not take fx timelines into consideration.

*US time (EST)

Currency (ISO) Priority (Swift) Regular (Local) Cut off Times EST (Local)
Currency (ISO) Australian Dollar (AUD)
Priority (Swift) 1 Day
Regular (Local) 2 Days
Cut off Times EST (Local) Priority: 9:00 AM
Regular: 8:30 AM
Currency (ISO) bh Bahrain Dinar (BHD)
Priority (Swift) 1 Day
Regular (Local) -----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) Bulgarian Lev (BGN)
Priority (Swift) 0 Days
Regular (Local) -----
Cut off Times EST (Local) Priority: 3:30 AM
Regular: ----
Currency (ISO) Canadian Dollar (CAD)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 9:00 AM
Regular: 11:00 AM
Currency (ISO) Chinese Yuan (CNY)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 4:00 AM
Regular: ----
Currency (ISO) Croatian Kuna (HRK)
Priority (Swift) 0 Days
Regular (Local) ----
Cut off Times EST (Local) Priority: 3:30 AM
Regular: ----
Currency (ISO) Czech Koruna (CZK)
Priority (Swift) 0 Days
Regular (Local) 1 Day
Cut off Times EST (Local) Priority: 4:00 AM
Regular: 3:30 AM
Currency (ISO) Danish Krone (DKK)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 5:30 AM
Regular: 3:30 AM
Currency (ISO) Euro (EUR)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 9:30 AM
Regular: 7:30 AM
Currency (ISO) hk Hong Kong Dollar (HKD)
Priority (Swift) 1 Day
Regular (Local) 1 Day
Cut off Times EST (Local) Priority: 9:00 AM
Regular: 9:00 AM
Currency (ISO) Hungarian Forint (HUF)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 4:00 AM
Regular: 3:30 AM
Currency (ISO) Indian Rupee (INR)
Priority (Swift) 0 Days
Regular (Local) ----
Cut off Times EST (Local) Priority: ----
Regular: 11:30 AM
Currency (ISO) Indonesian Rupiah (IDR)
Priority (Swift) 0 Days
Regular (Local) ----
Cut off Times EST (Local) Priority: ----
Regular: 11:30 AM
Currency (ISO) il Israeli Shekel (ILS)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) jp Japanese Yen (JPY)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) ke Kenyan Shilling (KES)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) kw Kuwait Dinar (KWD)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) Malaysian Ringgit (MYR)
Priority (Swift) ----
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: ----
Regular: 11:30 AM
Currency (ISO) Mexican Peso (MXN)
Priority (Swift) 0 Days
Regular (Local) 1 Day
Cut off Times EST (Local) Priority: 4:00 AM
Regular: 3:30 AM
Currency (ISO) nz New Zealand Dollar (NZD)
Priority (Swift) ----
Regular (Local) 1 Day
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) Norwegian Krone (NOK)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 5:30 AM
Regular: 5:30 AM
Currency (ISO) om Omani Rial (OMR)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) Philippine Peso (PHP)
Priority (Swift) ----
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: ----
Regular: 11:30 AM
Currency (ISO) Polish Zloty (PLN)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 4:30 AM
Regular: 4:30 AM
Currency (ISO) qa Qatar Rial (QAR)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) Romanian Leu (RON)
Priority (Swift) 0 Days
Regular (Local) ----
Cut off Times EST (Local) Priority: 4:00 AM
Regular: ----
Currency (ISO) sa Saudi Riyal (SAR)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) sg Singapore Dollar (SGD)
Priority (Swift) 2 Days
Regular (Local) 2 Days
Cut off Times EST (Local) Priority: 9:00 AM
Regular: 9:00 AM
Currency (ISO) South African Rand (ZAR)
Priority (Swift) 0 Days
Regular (Local) ----
Cut off Times EST (Local) Priority: 5:30 AM
Regular: ----
Currency (ISO) Swedish Krona (SEK)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 5:30 AM
Regular: 5:30 AM
Currency (ISO) ch Swiss Franc (CHF)
Priority (Swift) 0 Days
Regular (Local) ----
Cut off Times EST (Local) Priority: 5:30 AM
Regular: ----
Currency (ISO) th Thai Baht (THB)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 4:00 AM
Regular: ----
Currency (ISO) tr Turkish Lira (TRY)
Priority (Swift) 0 Days
Regular (Local) ----
Cut off Times EST (Local) Priority: 4:30 AM
Regular: ----
Currency (ISO) ug Ugandan Shilling (UGX)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 4:00 AM
Regular: ----
Currency (ISO) UK Sterling (GBP)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 11:30 AM
Regular: 10:30 AM
Currency (ISO) ae United Arab Emirates Dirham (AED)
Priority (Swift) 1 Day
Regular (Local) ----
Cut off Times EST (Local) Priority: 9:00 AM
Regular: ----
Currency (ISO) US Dollar (USD)
Priority (Swift) 0 Days
Regular (Local) 0 Days
Cut off Times EST (Local) Priority: 11:30 AM
Regular: 12:10 AM

Financial Terminology

0 days = T+0 (TOD, or same day)

1 day = T+1 (TOM, or next day)

2 days = T+2 (Spot)

3 days = T+3 (Spot + 1)

Priority (SWIFT) = The duration it takes to make a payment via SWIFT.

Regular (Local) = The duration it takes to make a local payment in the same country.

Cut off times = These are the times funds must be received and cleared by SellersFunding in order to honor your instruction.

Guides = These are associated resources available on SellersFunding:

  • Currency pairs:  currencies available pairs, e.g. GBP to USD
  • Payment guides: guidance on how to make a payment in the associated currency